[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bran.cz\/kdyz-se-podnikateli-nevede\/#Article","mainEntityOfPage":"https:\/\/www.bran.cz\/kdyz-se-podnikateli-nevede\/","headline":"Kdy\u017e se podnikateli nevede","name":"Kdy\u017e se podnikateli nevede","description":"Pokud se m\u00e1 soukrom\u00e9mu podnikateli dob\u0159e da\u0159it, je nezbytn\u011b zapot\u0159eb\u00ed, aby si na sebe dok\u00e1zal &hellip; <a href=\"https:\/\/www.bran.cz\/kdyz-se-podnikateli-nevede\/\" class=\"more-link\"><span class=\"more-button\">P\u0159e\u010d\u00edst \u010dl\u00e1nek<span class=\"screen-reader-text\">Kdy\u017e se podnikateli nevede<\/span><\/span><\/a>","datePublished":"2020-09-21","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.bran.cz\/author\/#Person","name":"","url":"https:\/\/www.bran.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/40308b9402d145b1dc164f447b6506e9dadca8c8362c3ffb52df95e789c0fd10?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/40308b9402d145b1dc164f447b6506e9dadca8c8362c3ffb52df95e789c0fd10?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bran.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bran.cz\/wp-content\/uploads\/art389049_3x2_20260814_064305_yWfi0T.jpg","url":"https:\/\/www.bran.cz\/wp-content\/uploads\/art389049_3x2_20260814_064305_yWfi0T.jpg","height":0,"width":0},"url":"https:\/\/www.bran.cz\/kdyz-se-podnikateli-nevede\/","about":["Ekonomika"],"wordCount":465,"articleBody":"        Pokud se m\u00e1 soukrom\u00e9mu podnikateli dob\u0159e da\u0159it, je nezbytn\u011b zapot\u0159eb\u00ed, aby si na sebe dok\u00e1zal vyd\u011blat. Tj. aby p\u0159\u00edjmy z jeho podnik\u00e1n\u00ed p\u0159esahovaly v\u00fddaje a bylo tak jak na udr\u017eov\u00e1n\u00ed firmy v chodu, tak i na jeho \u017eivobyt\u00ed. Jen\u017ee zat\u00edmco si ka\u017ed\u00fd z podnikaj\u00edc\u00edch lid\u00ed p\u0159eje, aby mu bylo p\u0159\u00e1no, nejednou tomu tak v praxi nen\u00ed. Nejednou se situace takov\u00e9ho soukromn\u00edka zkomplikuje, a to t\u0159eba i natolik, \u017ee u\u017e doty\u010dn\u00fd v\u00e1\u017en\u011b nev\u00ed kudy kam. A kdy\u017e je opravdu zle a doty\u010dn\u00fd nedok\u00e1\u017ee vlastn\u00edmi silami z probl\u00e9m\u016f vyb\u0159ednout, je nejvy\u0161\u0161\u00ed \u010das za\u010d\u00edt uva\u017eovat o tom, \u017ee by si doty\u010dn\u00fd vzal p\u016fj\u010dku. Jen\u017ee si jist\u011b dok\u00e1\u017eete p\u0159edstavit, jak na tom podnikatel v nesn\u00e1z\u00edch b\u00fdv\u00e1. Nejednou m\u00e1 jenom n\u00edzk\u00e9 p\u0159\u00edjmy, pokud tedy v\u016fbec je\u0161t\u011b n\u011bjak\u00e9 m\u00e1, nejednou nen\u00ed jeho da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed \u017e\u00e1dn\u00e1 sl\u00e1va, nejednou m\u00e1 klidn\u011b i n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f, exekuci a podobn\u011b. A za takov\u00fdch podm\u00ednek nen\u00ed sh\u00e1n\u011bn\u00ed p\u016fj\u010dky v\u016fbec jednoduch\u00e1 z\u00e1le\u017eitost. Od takov\u00e9ho komplikovan\u00e9ho \u017eadatele d\u00e1vaj\u00ed finan\u010dn\u00ed instituce rad\u011bji ruce pry\u010d, proto\u017ee panuj\u00ed tu v\u00edce a tu m\u00e9n\u011b opr\u00e1vn\u011bn\u00e9 pochybnosti o tom, zda bude doty\u010dn\u00fd schopen p\u0159\u00edpadn\u00e9 p\u016fj\u010den\u00e9 pen\u00edze vr\u00e1tit. A je snaz\u0161\u00ed \u017e\u00e1dost n\u011bkoho takov\u00e9ho zam\u00edtnout, ne\u017e riskovat ztr\u00e1ty. A kam se m\u00e1 takov\u00fd zoufal\u00fd podnikatel obr\u00e1tit potom? Kde m\u00e1 st\u00e1le je\u0161t\u011b nad\u011bji?  Nebankovn\u00ed americk\u00e1 hypot\u00e9ka Nebankovn\u00ed hypot\u00e9ky tu b\u00fdv\u00e1 pr\u00e1v\u011b pro takov\u00e9 p\u0159\u00edpady. U t\u00e9 usp\u011bj\u00ed i ti, kdo by se v\u0161ude jinde se zlou pot\u00e1zali. A to proto, \u017ee zde se za p\u016fj\u010den\u00ed finan\u010dn\u00edch prost\u0159edk\u016f d\u00e1v\u00e1 do z\u00e1stavy nemovitost, a d\u00edky tomu se nemus\u00ed br\u00e1t \u017eadatelovy kvality zase a\u017e tak moc v\u00e1\u017en\u011b. D\u00edky zm\u00edn\u011bn\u00e9 z\u00e1stav\u011b si tu m\u016f\u017ee p\u0159ij\u00edt na sv\u00e9 i ten, kdo je na tom v mnoha ohledech \u0161patn\u011b. Kdy\u017e tu \u010dlov\u011bk vyu\u017eije v\u0161echny p\u0159ednosti, jimi\u017e jsou podle pot\u0159eby kr\u00e1tk\u00e1 i dlouh\u00e1 doba splatnosti, n\u00edzk\u00e9 i vy\u0161\u0161\u00ed spl\u00e1tky, mo\u017enost vr\u00e1cen\u00ed v\u0161eho kdykoliv p\u0159ed\u010dasn\u011b, p\u0159\u00edzniv\u00e9 \u00faroky, absence poplatk\u016f p\u0159edem a mo\u017enost pou\u017e\u00edt pen\u00edze na cokoliv, co s podnik\u00e1n\u00edm n\u011bjak souvis\u00ed, m\u016f\u017ee skute\u010dn\u011b odstranit nejeden panuj\u00edc\u00ed probl\u00e9m. A to je ur\u010dit\u011b dob\u0159e.                                                                                                                                                                                                                                                                                                                                                                                                  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