[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bran.cz\/terminal-ano-ci-ne\/#Article","mainEntityOfPage":"https:\/\/www.bran.cz\/terminal-ano-ci-ne\/","headline":"Termin\u00e1l ano \u010di ne","name":"Termin\u00e1l ano \u010di ne","description":"D\u016fvody, kter\u00e9 \u0159\u00edkaj\u00ed, \u017ee termin\u00e1l mus\u00edte m\u00edt D\u016fvody, kter\u00e9 by v\u00e1s mohly p\u0159im\u011bt k rozhodnut\u00ed &hellip; <a href=\"https:\/\/www.bran.cz\/terminal-ano-ci-ne\/\" class=\"more-link\"><span class=\"more-button\">P\u0159e\u010d\u00edst \u010dl\u00e1nek<span class=\"screen-reader-text\">Termin\u00e1l ano \u010di ne<\/span><\/span><\/a>","datePublished":"2017-04-26","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.bran.cz\/author\/#Person","name":"","url":"https:\/\/www.bran.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/40308b9402d145b1dc164f447b6506e9dadca8c8362c3ffb52df95e789c0fd10?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/40308b9402d145b1dc164f447b6506e9dadca8c8362c3ffb52df95e789c0fd10?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bran.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bran.cz\/wp-content\/uploads\/img_a287933_w1757_t1498492824.jpg","url":"https:\/\/www.bran.cz\/wp-content\/uploads\/img_a287933_w1757_t1498492824.jpg","height":0,"width":0},"url":"https:\/\/www.bran.cz\/terminal-ano-ci-ne\/","about":["Podnik\u00e1n\u00ed"],"wordCount":533,"articleBody":" D\u016fvody, kter\u00e9 \u0159\u00edkaj\u00ed, \u017ee termin\u00e1l mus\u00edte m\u00edt D\u016fvody, kter\u00e9 by v\u00e1s mohly p\u0159im\u011bt k rozhodnut\u00ed se pro termin\u00e1l, jsou v podstat\u011b taktick\u00e9. Jednak se v\u00e1m nestane, \u017ee si n\u011bkter\u00fd z va\u0161ich klient\u016f odsko\u010d\u00ed do jin\u00e9ho obchodn\u00edho centra vybrat pen\u00edze pro platbu ve va\u0161em obchod\u011b a u\u017e se pro zbo\u017e\u00ed nevr\u00e1t\u00ed a zda druh\u00e9 se obecn\u011b v\u00ed, \u017ee v moment\u011b, kdy z\u00e1kazn\u00edk m\u016f\u017ee platit kartou a nen\u00ed omezen\u00fd p\u0159inesenou hotovost\u00ed, je velk\u00e1 pravd\u011bpodobnost, \u017ee si nakonec u v\u00e1s koup\u00ed zbo\u017e\u00ed ve vy\u0161\u0161\u00ed hodnot\u011b, ne\u017e p\u016fvodn\u011b pl\u00e1noval. Dal\u0161\u00edm d\u016fvodem samoz\u0159ejm\u011b je, \u017ee pokud ji\u017e termin\u00e1l m\u00e1te, vid\u00ed to klient u vchodu a po\u010det n\u00e1v\u0161t\u011bv i z tohoto hlediska m\u016f\u017ee nar\u016fst, i kdy\u017e se zd\u00e1, \u017ee tyto informace nikdo nesleduje. Opak je pravdou. \u010casto klienti hled\u00ed na vstupn\u00ed dve\u0159e a \u0159e\u0161\u00ed, zda m\u00e1te zde nalepenou cedulku informuj\u00edc\u00ed o mo\u017enosti platit kartou. Mo\u017en\u00e1 jste tak\u00e9 nev\u011bd\u011bli, \u017ee \u010ce\u0161i jsou opravdov\u00fdmi milovn\u00edky platebn\u00edch karet a v \u010cesk\u00e9 republice bylo na konci roku 2016 v\u00edce ne\u017e jeden\u00e1ct milion\u016f aktivn\u00edch platebn\u00edch karet.Co v\u00e1s m\u016f\u017ee odradit Samoz\u0159ejm\u011b je jasn\u00e9, \u017ee v\u00e1s odrad\u00ed to, \u017ee nen\u00ed jednoduch\u00e9 a hned termin\u00e1l na obchod\u011b m\u00edt. Mus\u00edte samoz\u0159ejm\u011b oslovit banku, kter\u00e1 po v\u00e1s bude cht\u00edt informace o aktu\u00e1ln\u00edch tr\u017eb\u00e1ch, o tom, na co termin\u00e1l bude a samoz\u0159ejm\u011b si tak\u00e9 banka z t\u011bchto \u00fadaj\u016f vypo\u010d\u00edt\u00e1, jakou provizi z uskute\u010dn\u011bn\u00fdch plateb budete odv\u00e1d\u011bt. Z pravidla je tato v\u00fd\u0161e mezi 1 a 2 procenty z \u010d\u00e1stky. Tedy pro p\u0159edstavu je to na n\u00e1kupu za 500,- K\u010d t\u0159eba 10,- K\u010d, v n\u011bkter\u00fdch p\u0159\u00edpadech t\u0159eba jen 5,- K\u010d. Proto\u017ee se samoz\u0159ejm\u011b i z\u00e1jem o um\u00edst\u011bn\u00ed termin\u00e1l\u016f v souvislosti s dobrou ekonomickou situac\u00ed v \u010cesk\u00e9 republice zvy\u0161uje, je rozumn\u00e9 v tuto chv\u00edli oslovit v\u00edce potenci\u00e1ln\u00edch poskytovatel\u016f a podle aktu\u00e1ln\u00ed situace se pak rozhodnout, kter\u00fd zp\u016fsob placen\u00ed poplatk\u016f je pro v\u00e1s nejv\u00fdhodn\u011bj\u0161\u00ed, M\u016f\u017ee se st\u00e1t, \u017ee pro v\u00e1s bude v danou chv\u00edli dostupn\u00e9 si termin\u00e1l p\u0159\u00edmo odkoupit a pozd\u011bji u\u017e platit t\u0159eba jen to jedno procento z proveden\u00fdch plateb. Pokud nem\u00e1te v dan\u00e9 chv\u00edli pr\u00e1v\u011b na odkup, m\u016f\u017ee b\u00fdt pro v\u00e1s v\u00fdhodn\u011bj\u0161\u00ed platit m\u011bs\u00ed\u010dn\u011b nejen provizi, ale i provoz termin\u00e1lu.Pro\u010d provize? Mo\u017en\u00e1 se i vy pt\u00e1te, pro\u010d vlastn\u011b tedy ta provize tam je, kdy\u017e vlastn\u011b banka u\u017e by m\u011bla b\u00fdt spokojen\u00e1 s t\u00edm, \u017ee p\u0159ib\u00fdvaj\u00ed pen\u00edze na \u00fa\u010dty. Je to z toho d\u016fvodu, \u017ee z ka\u017ed\u00e9 t\u00e9to transakce je \u010d\u00e1st na poplatek banky vydavateli platebn\u00ed karty, \u010d\u00e1st na poplatek kartov\u00fdch asociac\u00ed a \u010d\u00e1st tedy je mar\u017ee banky za slu\u017eby.                                                                                                                                                                                                                                                                                                                                                                                         4.9\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Termin\u00e1l ano \u010di ne","item":"https:\/\/www.bran.cz\/terminal-ano-ci-ne\/#breadcrumbitem"}]}]